COMPASSION
“It seemed like fate brought us to Rebecca…Her cold call found us puzzling over several aspects of a home purchase we had already been contemplating. She found us our forever home…Anyone in the market for a real estate professional, Rebecca Gulyas is an exceptional choice.” –DR. RICHARD KEIRN
ALMOST THERE. THIS IS ONE OF THE FINAL PIECES OF OUR “NO SURPRISES” PROCESS. A SEAMLESS TRANSITION FROM THINKING ABOUT BUYING A NEW HOUSE TO MOVING INTO YOUR NEW HOME. JUST A FEW MORE STEPS AND YOU ARE HOME. PRETTY AWESOME!
INSPECTION PERIOD
- AFTER YOUR OFFER IS ACCEPTED
- YOUR DEPOSIT WILL BE PUT INTO AN ESCROW ACCOUNT FOR SAFE KEEPING UNTIL CLOSE
- TITLE WORK WILL BE PERFORMED TO ENSURE THE TITLE DOES NOT HAVE ANY ENCUMBRANCES
- DUE DILIGENCE PERIOD
- YOU MAY WANT TO CONSULT AN ATTORNEY OR TAX ADVISOR TO DECIDE YOUR MOST ADVANTAGEOUS WAY TO HOLD TITLE
- HOME INSPECTION-WE RECOMMEND HIRING A LICENSED HOME PROPERTY INSPECTOR TO PERFORM A THOROUGH INSPECTION. WE HAVE SEVERAL FOR RECOMMENDATION
- INSPECTION SCENARIOS
- GOOD, WE MOVE FORWARD
- NOT SO GOOD, WE REQUEST NECESSARY ADJUSTMENTS BE COMPLETED PRIOR TO CLOSE OR REQUEST AN ADJUSTMENT IN CONTRACT TERMS
- INSPECTION SCENARIOS
- APPRAISAL-LENDERS HIRE THIRD PARTY LICENSED APPRAISAL SPECIALISTS TO DETERMINE THE CURRENT MARKET-VALUE OF THE PROPERTY.
- PROPERTY INSURANCE-YOUR LENDER MAY REQUIRE PROPERTY INSURANCE (MPI, MORTGAGE PROPERTY INSURANCE) DEPENDING ON THE LOAN TO VALUE AMOUNT AND OTHER FACTORS. YOUR INSURANCE AGENT WILL ESPECIALLY HELPFUL WITH THIS. WE HAVE SEVERAL FOR RECOMMENDATION
CLOSING DAY
THIS IS AN EXCITING TIME FOR YOU. ENJOY IT. WE WILL HAVE ALL THE PAPERWORK PREPARED AND READY TO GO. WE WILL PREPARE YOU WELL PRIOR TO CLOSING ABOUT ALL THE DETAILS AND ANY OTHER INFORMATION SO THIS IS AN STRESS-FREE PROCESS
WE WILL MEET YOU AT YOUR NEW HOME FOR A FINAL WALK-THROUGH INSPECTION, TYPICALLY THIS IS A FORMALITY
THINGS WE WILL LOOK FOR:
- VERIFY EVERYTHING IS IN WORKING ORDER AND NO CHANGES HAVE BEEN MADE THAT WERE NOT ON A WORK ORDER THAT YOU APPROVED
- NO ITEMS WERE LEFT BEHIND THAT YOU DID NOT REQUEST
- EVERYTHING INCLUDED IN YOUR PURCHASE IS STILL AT YOUR NEW HOME
LET’S CLOSE:
- THE CLOSING AGENT WILL FURNISH ALL PARTIES WITH A SETTLEMENT STATEMENT WHICH ARE THE DETAILS OF THE ALL TRANSACTIONS PERFORMED DURING THE SALES PROCESS
- ANY FUNDS REQUIRED WILL BE NECESSARY. YOU WILL HAVE THE INFORMATION PRIOR TO CLOSE SO WE JUST WANT TO MAKE SURE YOU HAVE THEM.
- THE SELLER WILL ARRANGE TO HAVE ALL PROPERTY KEYS AND ANY OTHER IMPORTANT INFORMATION FOR YOU. WE WILL WALK YOU THROUGH A LIST PRIOR TO THE CLOSING.
CELEBRATION ! ! !
“We begin as realtor and client, we always remain Friends.”
